Request the Free 
Remortgage Secrets Guide 
for tips on how to save 
€1,000's

Why has remortgaging become so popular?

Because the value of peoples homes has risen so much in recent years, it has allowed people to release equity for lots of reasons:

- To Pay off loans to reduce monthly payments
- To help their children with a deposit for their first home
- For Home Improvements
- To buy investment properties or holiday homes overseas etc
- Huge savings can be made on interest repayments by almost everybody, including local authority and shared ownership mortgage holders.

And with the low interest rate environment, raising significant finance can be very affordable. 

How does a Remortgage work?

We will pay off your existing mortgage, and any loans you want to get rid of.  Then tell us how much extra cash you'd like, add it all together, and take out the new mortgage over a term to suit.  You can choose a mortgage over 10 to 30 years, whatever suits you best.  

What would my new monthly payment be?:
Click here for rates

What legal fees will I be charged?:

If you use the recommended legal fees service, called title insurance, the fees are €1299 including VAT and legal searches etc.  Alternatively you can use your own solicitor (but it usually takes longer to complete).

Don't worry if you don't have the money upfront, because you can add the legal fee costs to the mortgage.

What's required to complete your Remortgage?

As we said earlier, we like to keep things simple!!  We will post you a completed form for you to sign, and a checklist of what we'll need.  Generally we'll need:

- Details of your income (payslips, P60, Salary Cert)
- Details of your loans (mortgage & loan statements showing your payments over the last year)
- Bank account statements for 6 months
- I.D. (passport / driving license & a utility bill e.g. ESB, Gas, Phone bill)